The following privacy policy applies to the use of our online offer www.monaco-life.com (hereinafter "Website").

We attach great importance to privacy. The collection and processing of your personal data takes place in compliance with the applicable data protection regulations, in particular the EU General Data Protection Regulation (GDPR).

The consent to this statement is voluntary. If you do not agree, you can not use the contact form or the registration on our website. In this case, please send us an e-mail to: office@monaco-life.com.

1 Contradiction

If you wish to object to the collection, processing or use of your data by us in accordance with this Privacy Policy as a whole or for individual measures (see point 7 below), you can address your objection to the person responsible. This also via e-mail to: office@monaco-life.com.

You can save and print this privacy policy at any time.

 

2 General purposes of processing

We use personal information for the purpose of operating the website. This means that in the case of inquiries via our contact form we use the data provided by you to contact you and to prepare an individual offer for you. The data you provide there will never be disclosed to third parties and transmitted to us via secure SSL encryption. Your data will only be stored for processing the request with us and deleted at the latest after 14 days.

Your data, which you specify directly at the respective provider on our marketplace on our website, are transmitted directly to this provider and stored at any time with us. The protection of your data within the scope of this offer is then the responsibility of the respective provider. Information on this can be obtained / requested from the respective provider.

If you are a partner or provider on our marketplace, the data provided by you will only be stored as long as your account exists with us. If your account is deleted, your data will also be deleted from us (see point 3). The storage takes place only for the purpose of the provision of your offer on our website.

 

3 User account

You can create a user account on our website as a provider. If you wish this, we need the personal data requested during the login. Later logins will only require your email or username and the password you have chosen.

For the new registration we collect master data (eg name, address), communication data (eg e-mail address) and, if necessary, payment data (bank details) as well as access data (user name and password).

In order to ensure your proper registration and to prevent unauthorized log-ins by third parties, you will receive an activation link by e-mail after your registration in order to activate your account. Only after registration has been completed, we will permanently store the data transmitted by you in our system.

You can have a once created user account deleted from us at any time, without any costs other than the transmission costs according to the basic rates. A textual message to the contact details referred to in point 1 (eg e-mail, fax, letter) is sufficient. We will then delete your stored personal data, as far as we do not have to save them for the processing of orders or due to legal storage requirements.

The legal basis for the processing of this data is your consent in accordance with Art. 6 (1) sentence 1 a) GDPR.

 

4 What data we use and why

4.1 hosting

The hosting services we use to provide the following services: infrastructure and platform services, computing capacity, storage and database services, security and technical maintenance services we use to operate the site.

In doing so, we or our hosting provider processes inventory data, contact data, content data, contract data, usage data, meta and communication data of customers, interested parties and visitors to this website based on our legitimate interests in an efficient and secure provision of our website. Art. 6 para. 1 p. 1 f) GDPR i.V.m. Art. 28 GDPR.

4.2 Access data

We collect information about you when you use this website. We automatically collect information about your usage and interaction with us and register information about your computer or mobile device. We collect, store and use data about every access to our website (so-called server log files). Access data includes:

- Name and URL of the retrieved file

- Date and time of the call

- transferred amount of data

- message about successful retrieval (HTTP response code)

- browser type and browser version

- Operating system

- Referer URL (i.e. the previously visited page)

- Websites that are accessed by the user's system through our website

- Internet service provider of the user

- IP address and the requesting provider

 

We use this log data without assignment to you or other profiling for statistical evaluations for the purpose of operation, security and optimization of our website, but also for the anonymous recording of the number of visitors to our website (traffic) and the extent and nature of Use of our website and services, as well as for billing purposes, to measure the number of clicks received from cooperation partners. Based on this information, we can provide personalized and location-based content, analyze traffic, troubleshoot and improve our services.

This is also our legitimate interest in accordance with Article 6 paragraph 1 p. 1 f) GDPR.

We reserve the right to retrospectively review the log data if, on the basis of concrete evidence, there is a legitimate suspicion of unlawful use. We store IP addresses in the logfiles for a limited period of time, if this is necessary for security purposes or for the provision of services or the billing of a service, eg. Eg if you use one of our offers. After termination of the order process or after receipt of payment, we will delete the IP address if it is no longer required for security purposes. We store IP addresses even if we have a specific suspicion of a crime in connection with the use of our website. In addition, as part of your account, we save the date of your last visit (for example, when registering, logging in, clicking links, etc.).

 

4.3 cookies

We use so-called session cookies to optimize our website. A session cookie is a small text file that is sent by the respective servers when visiting a website and stored on your hard disk. As such, this file contains a so-called session ID, with which various requests from your browser can be assigned to the shared session. This will allow your computer to be recognized when you return to our website. These cookies are deleted after you close your browser. They serve z. For example, you can use the shopping cart feature across multiple pages.

We also use a small amount of persistent cookies (also small text files stored on your device) that remain on your device and allow us to recognize your browser the next time you visit it. These cookies are stored on your hard drive and delete themselves after the given time. Their lifespan is 1 month to 10 years. This will enable us to present our offer in a more user-friendly, effective and secure way, and to show you, for example, information tailored to your interests on the page.

Our legitimate interest in the use of cookies in accordance with Article 6 para. 1 sentence 1 f) of the GDPR is to make our website more user-friendly, effective and secure.

The cookies store about the following data and information:

- log-in information

-          Language settings

- entered search terms

- Information about the number of visits to our website and use of individual features of our website.

If the cookie is activated, it will be assigned an identification number and no assignment of your personal data to this identification number will be made. Your name, IP address or similar data that would allow the cookie to be associated with you will not be included in the cookie. Based on the cookie technology, we only receive pseudonymous information, for example, which pages of our shop were visited, which products were viewed, etc.

 

You can set your browser so that you are informed in advance about the setting of cookies and can decide on a case-by-case basis whether you exclude the acceptance of cookies for specific cases or in general, or that cookies are completely prevented. This may limit the functionality of the website.

4.4 Data to fulfill our contractual obligations

Our partners process personal data that they need to fulfill their contractual obligations, such as name, address, e-mail address, ordered products, billing and payment data. The collection of this data is required for the conclusion of the contract.

Information on this can be obtained from the respective partner.

 

4.5 E-mail contact

When you contact us (eg via contact form or e-mail), we process your details for the processing of the request as well as for the case that follow-up questions arise.

We process further personal data only if you consent to it (Article 6 (1) sentence 1 a) GDPR) or we have a legitimate interest in the processing of your data (Article 6 (1) sentence 1 f) GDPR) , A legitimate interest lies z. For example, responding to your email.

 

5 Google Analytics

We use Google Analytics, a web analytics service provided by Google Inc. ("Google"). Google Analytics uses so-called "cookies", text files that are stored on your computer and that allow an analysis of the use of the website by you. The information generated by the cookie about the use of this website by the site visitors are usually transmitted to a Google server in the USA and stored there.

This is also our legitimate interest in accordance with Article 6 paragraph 1 p. 1 f) GDPR.

Google has submitted to the Privacy Shield Agreement between the European Union and the United States and certified. As a result, Google agrees to comply with the standards and regulations of European data protection law. Further information can be found in the following linked entry: https://www.privacyshield.gov/participant?id=a2zt000000001L5AAI&status=A....

We have activated IP anonymization on this website (anonymizeIp). As a result, your IP address will be truncated by Google beforehand within member states of the European Union or in other contracting states of the Agreement on the European Economic Area. Only in exceptional cases will the full IP address be sent to a Google server in the US and shortened there. Google will use this information on our behalf to evaluate your use of the website, to compile reports on website activity, and to provide us with other services related to website activity and internet usage.

The IP address provided by Google Analytics as part of Google Analytics will not be merged with other Google data. You can prevent the storage of cookies by a corresponding setting of your browser software; however, please note that if you do this, you may not be able to use all the features of this website to the fullest extent possible.

In addition, you can prevent the transmission of the data generated by the cookie and related to your use of the website (including your IP address) to Google and the processing of this data by Google by downloading the browser plug-in available under the following link and install: http://tools.google.com/dlpage/gaoptout?hl=en.

 

As an alternative to the browser plug-in or within browsers on mobile devices, you can click on the following link to set an opt-out cookie that will prevent Google Analytics from entering this site in the future (this opt-out cookie only works in this browser and only for this domain, delete the cookies in your browser, you must click this link again): [deactivate Google Analytics]

 

6 Storage time

Unless specifically stated, we store personal data only as long as necessary to fulfill the purposes pursued. At the latest 14 days after the last contact your data will be deleted.

In some cases, the legislator provides for the retention of personal data, for example in tax or commercial law. In these cases, the data will be stored by us only for these legal purposes, but not otherwise processed and deleted after expiration of the statutory retention period.

 

6.1 Responsibility

Responsible for the collection, processing and use of your personal data within the meaning of Art. 4 No. 7 GDPR

MC media Consulting Group iC

 

7 Your rights as data controller

Under applicable law, you have various rights to your personal information. If you would like to assert these rights, please send your request by e-mail or by post with a clear identification of your person to the address specified in section 1.

Below is an overview of your rights.

 

7.1 Right to confirmation and information

You have the right to clear information about the processing of your personal data.

In detail:

You have the right at any time to obtain confirmation from us as to whether personal data relating to you is being processed. If this is the case, you have the right to ask us for free information about your personal data stored together with a copy of this data. Furthermore, there is a right to the following information:

1. the processing purposes;

2. the categories of personal data being processed;

3. the recipients or categories of recipients to whom the personal data have been disclosed or are still being disclosed, in particular to recipients in third countries or to international organizations;

4. if possible, the planned duration for which the personal data are stored or, if this is not possible, the criteria for determining that duration;

5. the right of rectification or erasure of personal data concerning you or restriction of processing by the controller or a right to object to such processing;

6. the existence of a right of appeal to a supervisory authority;

7. if the personal data is not collected from you, all available information about the source of the data;

8. the existence of automated decision-making including profiling in accordance with Art. 22 (1) and (4) GDPR and - at least in these cases - meaningful information about the logic involved, as well as the implications and intended effects of such processing for you.

 

If personal data are transmitted to a third country or to an international organization, you have the right to be informed about the appropriate guarantees under Art. 46 GDPR in connection with the transfer.

 

7.2 Right to rectification

You have the right to demand that we correct and, if necessary, complete your personal data.

In detail:

You have the right to demand immediate correction of incorrect personal data concerning you. Taking into account the purposes of processing, you have the right to request the completion of incomplete personal data, including by means of a supplementary statement.

 

7.3 Right to be deleted ("Right to be forgotten")

In a number of cases, we are required to delete your personal information.

In detail:

According to Art. 17 (1) GDPR, you have the right to ask us to delete your personal data without delay and we are obliged to delete your personal data immediately if one of the following reasons applies:

1. The personal data are no longer necessary for the purposes for which they were collected or otherwise processed.

2. They revoke their consent on which the processing was based in accordance with Article 6 (1) sentence 1 a) GDPR or Article 9 (2) (a) GDPR and there is no other legal basis for the processing.

3. In accordance with Art. 21 para. 1 DSGVO, you object to the processing and there are no prior justifiable reasons for the processing, or you object to the processing according to Art. 21 (2) GDPR.

4. The personal data were processed unlawfully.

5. The deletion of personal data is required to fulfill a legal obligation under Union or national law to which we are subject.

6. The personal data were collected in relation to information society services offered pursuant to Art. 8 (1) GDPR.

If we have made the personal data publicly available and if we are obliged to delete it in accordance with Art. 17 (1) GDPR, we shall take appropriate measures, including technical ones, for data controllers who are responsible for the personal data, taking into account the available technology and the implementation costs Process Data, informing you that you have requested deletion of any links to such personal information or copies or replications of such Personal Information.

 

7.4 Right to restriction of processing

In a number of cases, you may request that we restrict the processing of your personal information.

In detail:

You have the right to require us to restrict processing if any of the following conditions apply:

 

1.The accuracy of your personal information is contested by you for a period of time that allows us to verify the accuracy of your personal information.

2. the processing is unlawful and you have objected to the deletion of personal data and have instead requested the restriction of the use of personal data;

3. we no longer need your personal data for the purposes of processing, but you need the data to assert, exercise or defend your rights, or

4. You have objected to the processing according to Art. 21 (1) GDPR, as long as it is not certain that the justified reasons of our company outweigh yours.

 

7.5 Right to Data Portability

You have the right to receive, transmit or transmit any personal data relating to you in a machine-readable manner.

In detail:

You have the right to receive the personal information you provide to us in a structured, common and machine-readable format, and you have the right to submit that information to another person without hindrance, provided that

1) a) GDPR or Article 9 (2) (a) GDPR or a contract pursuant to Article 6 (1) (b) of the GDPR; and 1. the processing is based on a consent pursuant to Art. 6 para

2. the processing is done using automated procedures.

In exercising your right to data portability in accordance with paragraph 1, you have the right to obtain that the personal data are transmitted directly by us to another person responsible, as far as this is technically feasible.

7.6 Right to

You have the right to object to the lawful processing of your personal data by us if this is based on your particular situation and if our interests in processing do not prevail.

In detail:

You have the right to object at any time to the processing of personal data concerning you pursuant to Article 6 (1) sentence 1 (e) or (f) GDPR for reasons arising from your particular situation; this also applies to profiling based on these provisions. We no longer process personal information, unless we can demonstrate compelling legitimate grounds for processing that outweigh your interests, rights and freedoms, or the processing is for the purposes of asserting, exercising or defending legal claims.

If personal data are processed by us in order to operate direct mail, you have the right to object at any time to the processing of personal data concerning you for the purpose of such advertising; this also applies to profiling insofar as it is associated with such direct mail.

You have the right, for reasons arising from your particular situation, to object to the processing of personal data concerning you for scientific or historical research purposes or for statistical purposes under Article 89 (1) of the GDPR Unless the processing is necessary to fulfill a public interest task.

 

7.7 Automated decisions including profiling

You have the right not to be subjected to a decision based solely on automated processing - including profiling - that will have legal effect or similarly affect you in a similar manner.

There is no automated decision-making based on personal data collected.

 

7.8 Right to revoke a data protection consent

You have the right to revoke your consent to the processing of personal data at any time.

 

7.9 Right to complain to a supervisory authority

You have the right to complain to a supervisory authority, in particular in the Member State of your place of residence, your place of work or the place of the alleged infringement, if you believe that the processing of your personal data is unlawful.

 

8 Data Security

We make every effort to ensure the security of your data within the framework of applicable data protection laws and technical possibilities.

Your personal data will be transmitted encrypted with us. We use the SSL (Secure Socket Layer) coding system, but point out that data transmission over the Internet (for example, when communicating by e-mail) may have security vulnerabilities. A complete protection of the data from access by third parties is not possible.

To safeguard your data, we maintain technical and organizational security measures in accordance with Art. 32 DSGVO, which we always adapt to state-of-the-art technology.

We also do not warrant that our offer will be available at specific times; Disturbances, interruptions or failures can not be excluded. The servers we use are regularly backed up carefully.

 

9 Disclosure of data to third parties, no data transfer to non-EU countries

Basically, we only use your personal data within our company.

If and to the extent that we engage third parties in the performance of contracts (such as logistics service providers), they will only receive personal data to the extent that the transmission is required for the corresponding service.

In the event that we outsource certain parts of the data processing ("order processing"), we contractually obligate processors to use personal data only in accordance with the requirements of data protection laws and to ensure the protection of the data subject's rights.

Data transmission to agencies or persons outside the EU outside of the case referred to in paragraph 4 does not take place and is not planned.

 

10 social media buttons

10.1 Facebook

You have the opportunity to access our Facebook page via the Facebook button inserted on our website.

We point out that you use this Facebook page and its functions on your own responsibility. This is especially true for the use of interactive features (e.g., commenting, sharing, rating). Alternatively, you can also access the information offered on this page on our website at [address of the website].

When visiting our Facebook page, Facebook, etc. collects your IP address and other information that exists in the form of cookies on your PC. This information is used to provide us as the operator of the Facebook pages statistical information on the use of the Facebook page. For more information, please contact Facebook at the following link:

http://www.facebook.com/help/pages/insights

The data collected about you in this context are provided by Facebook Ltd. processed and, where appropriate, transferred to countries outside the European Union. What information Facebook receives and how it is used is described by Facebook in general terms in its data usage policies. There you will also find information about contact options for Facebook as well as the setting options for advertisements. The data usage guidelines are available at the following link:

http://www.facebook.com/about/privacy

The complete data guidelines of Facebook can be found here:

https: // DE - the.facebook.com/full_data_use_policy

In which way Facebook uses the data from the visit of Facebook pages for its own purposes, to what extent activities on the Facebook page are assigned to individual users, how long Facebook stores these data and whether data from a visit to the Facebook page to third parties will not be finalized and clearly named by Facebook and is not known to us.

When accessing a Facebook page, the IP address assigned to your end devices will be transmitted to Facebook. According to information provided by Facebook, this IP address is anonymised (for "German" IP addresses) and deleted after 90 days. Facebook also stores information about its users' terminals (e.g., as part of the "logon notification" feature); If necessary, Facebook is thus able to assign IP addresses to individual users.

If you are currently logged in to Facebook as a user, you will find a cookie with your Facebook ID on your device. As a result, Facebook is able to understand that you visited this page and how you used it. This also applies to all other Facebook pages. Via Facebook buttons embedded in web pages, Facebook is able to record your visits to these web pages and assign them to your Facebook profile. Based on this data content or advertising can be tailored to suit you.

If you want to avoid this, you should log out of Facebook or disable the "stay logged in" feature, delete the cookies on your device and stop and restart your browser. This will delete Facebook information that can be immediately identified. So you can use our Facebook page, without revealing your Facebook ID. When you access interactive features of the page (like, comment, share, news, etc.), a Facebook login screen appears. After any registration, you will be recognizable as a specific user for Facebook again.

For information on how to manage or delete existing information about you, visit the following Facebook Support pages:

https://www.facebook.com/about/privacy#

 

10.2 Instagram

You have the option of accessing our Instagram page via the Istagram button that we have added to our website.

Please note that you are using this Instagram page and its functions on your own responsibility. This site is also offered by the Facebook Ltd., Ireland. If you are logged in to your Instagram account, you can link the contents of our pages to your Instagram profile by clicking on the Instagram button. This allows Instagram to associate the visit to our pages with your user account. We point out that we as the provider of the pages do not receive knowledge of the content of the transmitted data and their use by Instagram. If you do not want Instagram to assign your visit to your user account, then log out of Instagram as a user and click on our button again.

For more information, see the Instagram Privacy Policy: http://instagram.com/about/legal/privacy/.

 

                                                                                                                    July 2022